INTEREST FREE CREDIT & FINANCE

At Baldwin Jewellery we understand that sometimes you’d prefer to spread the cost when it comes to your jewellery purchase. So we’re here to make owning the perfect piece effortless. With our flexible finance options from Klarna and Novuna, you can enjoy the jewellery you’ve always wanted while spreading the cost in a way that suits you.

PLEASE NOTE: Interest free credit with Novuna is not available on luxury watches, discounted goods or sale items discounted from the original ticket price.

NOVUNA PERSONAL FINANCE

We are proud to be partnered with Novuna Personal Finance who are a well-regarded company with over 40 years’ experience in providing finance to customers of UK jewellers. 

We offer 0% finance on Purchases over £750. All you need is a 10% deposit and to be a UK citizen. You can apply for finance from the product page on the website. 0% finance lets you spread the cost over several months up to 2 years without any interest charges.

The online application takes minutes to complete and can be done on your computer through our fully automated online service at the checkout. Alternatively, it can be done in-store. A decision is usually instant.

By making a finance application you are in no way committing to taking out finance until you have signed the agreement.

KLARNA PAY IN THREE

We’re pleased to partner with Klarna to bring you a convenient and flexible way to shop at BALDWIN Jewellery. With Klarna's Pay in 3 service, you can spread the cost of your purchase into three equal, interest-free payments.

Here’s how it works:

  1. Shop as usual – Add your favourite pieces to your basket.
  2. Choose Klarna at checkout – Select 'Pay in 3' as your payment option.
  3. Split your payment – Your first payment is made at the time of purchase, with the next two automatically taken every 30 days.

SHOP WITH PIECE OF MIND TODAY!

We believe luxury should be accessible. That’s why we’ve partnered with Klarna and Novuna to offer flexible payment solutions tailored to your needs.

  • Klarna Pay in 3: Spread the cost of your purchase over three equal, interest-free payments. Perfect for managing your budget without added costs.
  • Novuna Finance Packages: Enjoy a range of flexible options, including interest-free credit, allowing you to spread the cost over a longer period.

Both options make it easier than ever to invest in timeless pieces you’ll treasure forever.

Why wait? Explore our stunning collection of fine jewellery today and take advantage of our flexible finance options. Find the piece that speaks to you and pay your way!

DELIVERY & RETURNS INFORMATION

For finance orders made online, we are only able to deliver to the address on your credit agreement (your home address). You will not be able to have the goods shipped to another address or collect the goods from us in person if processed online.

If you wish to return the order, then please refer to our returns policy. If we accept your return we will contact the lender to cancel the credit agreement. We may not be able to cancel the finance if the return falls outside of our returns period.