Interest Free Credit & Finance

At Baldwin Jewellery we understand that sometimes you’d prefer to spread the cost when it comes to your jewellery purchase. We offer 0% finance on Purchases over £1,000. All you need is a 10% deposit and to be a UK citizen. You can apply for finance from the product page on the website. 0% finance lets you spread the cost over several months up to 4 years without any interest charges.

Interest free credit is not available on discounted goods or sale items discounted from the original ticket price.

We are proud to be partnered with V12 Retail Finance who are a well-regarded company with over 15 years’ experience in providing finance to customers of UK jewellers. V12 has extensive experience in this area of jewellery finance.
The online application takes minutes to complete and can be done on your computer through our fully automated online service at the checkout. Alternatively, it can be done in-store. A decision is usually instant.

By making a finance application you are in no way committing to taking out finance until you have signed the agreement.

DELIVERY

For finance orders made online, we are only able to deliver to the address on your credit agreement (your home address). You will not be able to have the goods shipped to another address or collect the goods from us in person if processed online.

REFUNDS

If you wish to return the order, then please refer to our returns policy. If we accept your return we will contact the lender to cancel the credit agreement. We may not be able to cancel the finance if the return falls outside of our returns period.

FINANCE EXAMPLES

  • £2,000
  • 10% Deposit = £200

    Loan Amount – £1,800

    36 monthly repayments of £50 per month
    48 monthly repayments of £37.5 per month

    TOTAL FINANCE PAYABLE – £1,800

  • £5,000
  • 10% Deposit = £500

    Loan Amount – £4,500

    36 monthly repayments of £125 per month
    48 monthly repayments of £93.75 per month

    TOTAL FINANCE PAYABLE – £4,500